Teacher Loan Forgiveness, Grants, and Scholarships
Teacher loan forgiveness, scholarships, and grants are often available for prospective STEM teachers to help pay for college or certification. We have compiled a list of programs (alphabetical by state), and are updating it regularly.
National programs are listed at the end.
Please let us know of any suggested changes, corrections, or additions to this list when you come across new information about statewide loan forgiveness, grants, or scholarship programs for teachers: Just email the author at: drew.isola@gmail.com
Teacher Retirement by State data on loan forgiveness and scholarships in pptx slide format can be found on our map of Teacher State Specific Benefits page.
Alabama, as of May 2026
⚠️ UPDATE: AMSTEP award amounts have increased since 2023
Alabama Math and Science Teacher Education Program (AMSTEP)
AMSTEP is available for teachers who graduated in the spring term of 2018 and forward. AMSTEP has a two-fold mission: to encourage individuals to enroll in and complete programs leading to Alabama certification in mathematics or science, and to improve the educational system in Alabama by encouraging those who complete the program to accept math or science teaching positions in Alabama public schools, preferably in school systems where the shortage of math or science teachers is most acute.
Updated award amounts (effective Fall 2022 semester for new applicants):
- Base Program: $3,750 per semester worked ($7,500 per year) — previously listed as $5,000/year
- Supplemental Program: an additional $2,500 per year ($1,250 per semester) for recipients who also teach in a geographic area within the state with an acute teacher shortage in math or science
Note: Alabama HB272 (2025) proposes renaming AMSTEP to the Loan Assistance in Support of Educators in Alabama (LASEA) Program and expanding its scope. Check the ACHE website for the current status of this legislation.
Teacher Excellence and Accountability for Mathematics and Science (TEAMS)
Starting in the 2021–2022 school year, well-trained and educated (advanced degree or NBPTS certified) middle and high school math and science teachers can earn up to $15,000 in additional pay per year. An annual supplement of $5,000 is paid to those teaching in Alabama Department of Education-identified hard-to-staff schools. More details can be found here.
(Open to graduating seniors from any Montgomery County high school)
Designed to provide financial aid to deserving individuals who have the desire to become teachers. Applicants may be entering or continuing college, individuals in education who want to upgrade their skills, or working individuals who wish to return to college to become teachers. Applicants must have a 2.5 GPA.
➕ NEW: Future Teachers of Alabama (FTA) Stipend Grants
https://myaea.org/future-teachers-of-alabama
Grants of $1,500 each are available to Future Teachers of America chapter members. Check the AEA website for the current cycle’s application deadline and eligibility requirements.
Alaska, as of May 2026
There are many affordable pathways to a teaching career in Alaska, from scholarships to student loan forgiveness programs. Check out the useful info at Teach Alaska:
https://www.alaska.edu/teach/info/finaid.php
PITAAS: Preparing Indigenous Teachers & Administrators for Alaska Schools
Here is one more great resource for teaching in Alaska:
Arizona, as of May 2026
Arizona Teacher Student Loan Program
https://www.azregents.edu/programs/scholarships-assistance/arizona-teacher-student-loan-program
The Arizona Teacher Student Loan Program is a need-based, forgivable loan designed to financially support and encourage private college students who are Arizona residents to become teachers in an Arizona public school. Program loans cover tuition, fees, and instructional materials for:
- A maximum of two academic years or four semesters for students in an alternative teaching certification program
- A maximum of four academic years or eight semesters for undergraduate university students
- A maximum of two academic years or four semesters for graduate university students who do not have an undergraduate teaching degree
To qualify, students must be admitted and enrolled at one of the qualifying private postsecondary institutions listed on the AZREGENTS website.
Arizona Teachers Academy
https://www.azed.gov/teach/enter-the-profession/arizona-teachers-academy
The Arizona Teachers Academy (ATA) helps pay tuition and fees for students in a state university or community college Educator Preparation Program (EPP). The scholarship covers tuition and mandatory fees after a student has accepted all other non-loan aid. To receive the ATA scholarship, you must commit to one year of teaching in an Arizona public school for each year you receive the scholarship.
Eligible if you:
- Are an Arizona resident
- Have submitted a FAFSA
- Are admitted to a program leading to initial teacher certification
The ATA also now offers assistance for Dual Enrollment Credentials. ASU and NAU have launched programs that allow high school teachers to access ATA scholarships to become (or maintain) dual enrollment credentialed.
Professional Development Scholarships for Teachers (Get SET for STEM!)
Apply at: https://www.azed.gov/titlei/pd-pilot-program
The Arizona Department of Education offers $2,000 per year for up to three years to pursue coursework or programs that will:
- Prepare teachers to add a STEM area (calculus, physics, biology, etc.) or CTE Certificate, and
- Bolster their STEM teaching knowledge and skills
Arkansas, as of May 2026
Arkansas State Teacher Education Program (STEP)
The State Teacher Education Program (STEP) provides assistance for eligible teachers with repayment of outstanding federal student loans. STEP recipients may receive loan repayment of $3,000 per year for each year a licensed teacher teaches in a public school in a critical shortage area. Minority teachers may receive an additional $1,000 per year. Total term shall not exceed three years.
Teacher Opportunity Program (TOP)
TOP offers tuition reimbursement grants to Arkansas teachers and administrators for up to six college credit hours per academic year, not to exceed $3,000.
Minority Teachers Scholars Program
https://adhe.edu/File/07_-_MINORITY_TEACHER_SCHOLARS_PROGRAM_RULES_AND_REGULATIONS.pdf
Provides scholarships to assist and encourage African-American, Hispanic, Asian-American, and Native American Arkansans to enter and complete programs leading to certification as public school teachers.
California, as of May 2026
Middle-Class Scholarship
https://www.csac.ca.gov/middle-class-scholarship
The Middle-Class Scholarship is for undergraduates and students pursuing a teaching credential with family asset and income limitations. Students must be a California resident and may receive the award for up to 4 years.
⚠️ UPDATE: Golden State Teacher Grant Program — Award reduced to $10,000
https://www.csac.ca.gov/golden-state-teacher-grant-program
The Golden State Teacher Grant (GSTG) is for students currently enrolled in a teacher preparation program to earn a credential in a high-need field and who commit to teaching at a California priority school for two years within five years after completing their program.
Important changes effective July 2024:
- Maximum award reduced from $20,000 to $10,000 as program funding declined
- Service commitment reduced from 4 years to 2 years
- Program now prioritizes applicants with greater financial need when funds are insufficient to serve all eligible applicants
- The program is currently scheduled to sunset in June 2026, though the 2026–27 California governor’s proposed budget may extend it
The program has supported more than 28,000 aspiring educators since its 2020 launch. Check the CSAC website for current-year availability: https://www.csac.ca.gov/golden-state-teacher-grant-program
Martin Luther King Jr. Memorial Scholarship Program
https://www.cta.org/for-educators/scholarships-awards/mlk-scholarship
Encourages BIPOC students to become educators, school nurses, school counselors, or school therapists, and promotes professional growth for BIPOC teachers and Education Support Professionals (ESP) members. Award amount up to $6,000.
Colorado, as of May 2026
⚠️ UPDATE: Colorado Educator Loan Forgiveness Program — Final year is 2026–27
https://cdhe.colorado.gov/colorado-educator-loan-forgiveness
Qualified educators are eligible for up to $5,000 per year in loan forgiveness. 2026–27 is scheduled to be the final year of this program. The 2026–27 application will be open March 1–April 15, 2026. Not every educator who applies receives an award due to limited funds.
The program was also expanded by HB23-1001 to include a Temporary Educator Loan Forgiveness Program (now closed after two years of funding). Former Temporary program participants may apply to the main Colorado Educator Loan Forgiveness Program.
Stipends for Rural Educators
https://www.unco.edu/ebs/centers-institutes/rural-education/stipends/
The Colorado Center for Rural Education provides a variety of stipends to student teachers and in-service educators working in rural Colorado.
Educator Recruitment and Retention Program (RALS): Up to $6,000 for individuals enrolled in an alternative licensure program and working in a rural school district. More info
Colorado Rural Student Teaching Stipend: Up to $4,000 for pre-service teachers completing their final student teaching experience in a rural school district who commit to teaching in a rural district after completion. More info
Colorado Rural Teaching Fellowship: $5,000 from the institution + $5,000 from CDHE for pre-service teacher candidates who complete a year-long clinical experience in a rural school during the final year of their preparation program. More info
Rural Inservice Educator Stipend: Up to $6,000 for in-service educators in rural Colorado school districts who want to teach concurrent enrollment courses, add an endorsement, or fulfill a local faculty need. More info
National Board Certified Teacher Stipend: $4,250 for in-service educators in rural Colorado school districts pursuing NBCT certification. More info
Connecticut, as of May 2026
Teacher Mortgage Assistance Program
https://www.chfa.org/homebuyers/teacher-programs/
CHFA offers an additional 0.125% off below-market interest rate loans to help teachers become homeowners in the communities where they work (first-time homebuyers or those who have not owned a home in the past three years). The rate reduction increases to 0.250% for qualifying minority teachers.
Minority Teacher Incentive Program
https://portal.ct.gov/SDE/Talent_Office/Educator-Preparation-Program-Success#grant
Awards grants of up to $5,000 per year for minority college students in their junior and senior years in Connecticut undergraduate teacher preparation programs. Program participants who become teachers at Connecticut public schools are also eligible for loan reimbursement grants of up to $2,500 per year for up to four years.
TEACH Scholarship
https://connecticut.teach.org/services/scholarship
Up to $1,000 to help pay for a teacher preparation program at a partner institution.
Future STEM Teacher Scholarship
https://connecticut.teach.org/teachSTEM
Future teachers with a bachelor’s degree pursuing certification in math, science, or technology could get up to 50% of their tuition paid.
Glenn Moon Scholarship
https://www.artct.org/index.php/glenn-moon
The Association of Retired Teachers of Connecticut offers:
- A four-year scholarship of $2,000 per year (must continue teacher preparation training all 4 years)
- A one-year scholarship of $2,000 for freshman year
Any Connecticut resident graduating from a Connecticut secondary school who is committed to entering the field of education is eligible to apply.
Weisman Teacher Scholarship
https://www.capfaa.org/minority-teacher-incentive-program-mtip-weisman-scholarship/
The same award amount and requirements as the Connecticut Minority Teacher Incentive Grant, but focused on students planning to teach science or math at the middle or high school level. Participating colleges include Central Connecticut State University, Connecticut College, Eastern Connecticut State University, Fairfield University, Quinnipiac University, Sacred Heart University, University of Saint Joseph, Southern Connecticut State University, University of Connecticut, University of Hartford, Western Connecticut State University, and Yale University.
Delaware, as of May 2026
Educator Loan Payment Program
Educators teaching in certification areas with a shortage or in Delaware’s highest-need schools are eligible for between $1,000 and $2,000 in student loan repayments annually, for up to five years.
Critical Need Reimbursement Program
Financial assistance to full-time employees of a Delaware school district or charter school who teach on an Emergency or Limited Standard Certificate in a critical need area. Districts may reimburse for up to three credits/term (fall and spring) of qualifying coursework. Minimum 2.0 GPA required.
Educator Support Scholarship
Scholarship for full-time graduate or undergraduate students attending a Delaware college who intend to pursue a career in education in specific areas of need. Award amount: $5,000 per year.
Christopher K. Smith Memorial Future Teacher Scholarship
https://www.dsea.org/content/dsea-scholarships
$1,000 per year for four years to a graduate of a Delaware public high school who majors in education and maintains a 3.0 GPA.
Florida, as of May 2026
Minority Teacher Education Scholars Program
https://www.ffmt.org/index.cfm?e=inner4&itemcategory=93711
Offered through more than 40 institutions throughout Florida. Recipients must maintain full-time enrollment (12 credit hours for undergraduates, 9 for graduate students), maintain an overall and semester GPA of at least 2.50, attend the annual symposium, and teach in a Florida public school for a time equivalent to the number of years funding was received.
Georgia, as of May 2026
Georgia Association of Education Scholarships
The GAE Foundation provides scholarships and grants each year to future teachers, Georgia certified educators, and educational support professionals. Available programs include:
- Certified Educators Scholarship: Advanced Degree
- Best Practice Grant
- College Junior/Senior Scholarship for Future Teachers
- High School Senior Scholarship for Future Teachers
- National Board Certification Scholarship
Hawaii, as of May 2026
HEA Student Teacher Scholarship
https://www.hawaiieducationassociation.org/scholarships/student-teacher-scholarship/
Two scholarships of $2,000 each for student teachers intending to teach in the Hawaii State Department of Education who are enrolled in a State Approved Teacher Education Program.
HEA Hiroshi & Barbara Kim Yamashita Undergraduate Scholarship
One $2,000 scholarship for an education major intending to teach in a Hawaiʻi public school. Requires a GPA of 3.2 or better.
University of Hawaii at Manoa College of Education Common Scholarships
https://coe.hawaii.edu/docs/coe-scholarship-instructions-descriptions
Applications accepted once per year. The COE administers approximately $350,000 in scholarship funds. Typical award amounts range between $500 and $2,000 per student.
Idaho, as of May 2026
Rural and Underserved Educator Incentive Program
For educators teaching in a rural and/or underserved school district or public charter school. Provides direct repayment of educational loans or reimbursement of eligible educational expenses for up to 4 years, up to a total of $12,000.
Illinois, as of May 2026
Illinois Teachers Loan Repayment Program
Encourages academically talented Illinois students to teach in Illinois schools in low-income areas. For Federal Stafford loan borrowers who have qualified for federal loan forgiveness programs, Illinois may provide an additional matching award of up to $5,000.
Minority Teachers of Illinois Scholarship Program
Up to $5,000 per year for teachers of African American/Black, Hispanic American, Asian American, or Native American origin who plan to teach at a qualifying nonprofit Illinois school with at least 30% minority enrollment. Renewable for up to four years.
Illinois Future Teacher Corps Program and DeBolt Teacher Shortage Scholarship Program
https://www.isac.org/students/after-college/program-requirements/#IFTC
IFTC recipients must teach for at least five years full-time at a qualifying Illinois school. DTSS-only recipients must teach one year for each academic year scholarship was received, fulfilled within five years.
Illinois Special Education Teacher Tuition Waiver Program
For teachers or students pursuing special education at qualifying Illinois schools.
Golden Apple Scholars of Illinois Program
https://www.goldenapple.org/scholars
A teacher preparation and tuition assistance program for high school seniors and freshman/sophomore Illinois college students with drive to be effective teachers in Illinois schools-of-need. Scholars receive up to $23,000 in total financial assistance, plus teaching experience, academic support, job placement assistance, and mentoring.
Indiana, as of May 2026
Next Generation Hoosier Educators Scholarship
Provides 200 high-achieving students a renewable scholarship of up to $10,000 per year for four years. Recipients must teach for five years at an eligible Indiana school or repay a prorated amount.
Government Stipends
https://www.in.gov/che/state-financial-aid/state-financial-aid-by-program/
Earline S. Rogers Student Teaching Stipend for Minorities: For Black and Hispanic students in their student teaching semester. Recipients must agree to apply for teaching positions in Indiana and teach in Indiana for at least three years if hired.
Student Teaching Stipend for High-Need Fields: For students planning to teach middle or high school math, science, or special education. Same Indiana teaching commitment applies.
William A. Crawford Minority Teacher Scholarship: For Black and Hispanic students intending to pursue or currently pursuing a course of study enabling them to teach in an accredited Indiana school.
JUSTINE M. HARRELL MEMORIAL SCHOLARSHIP
https://www.ista-in.org/our-profession/scholarships-awards
$1,000 per year for four years to a public high school senior pursuing a degree in education, contingent on maintaining a 3.0 GPA in an Indiana college education curriculum. Need-based: applicants must meet income criteria at or below 200% of the federal poverty line.
DAMON P. MOORE SCHOLARSHIP
https://www.ista-in.org/our-profession/scholarships-awards
$1,000 annually (renewable for three consecutive years) to a minority public high school senior planning to pursue a teaching certificate.
Indiana Retired Teachers Association Foundation Scholarship
https://www.retiredteachers.org/index.php/foundation/scholarships
10 scholarships per year (one in each IRTAF area) for juniors or seniors at Indiana colleges in a program leading to a degree in education.
Iowa, as of May 2026
Teach Iowa Scholar Program
https://www.iowacollegeaid.gov/TeachIowaScholar
Up to $4,000 per year for a maximum of five years for Iowa teachers teaching in designated shortage areas.
ISEA Scholarship Fund for Future Teachers
For sons or daughters of ISEA association members. Applicants must be members of the NEA Student Program and have completed 60 semester hours, or be considered a junior at their institution.
KATHY WILLIAMS SCHOLARSHIP FOR BIPOC STUDENTS
Pays for BIPOC student membership in the NEA Aspiring Educators program. Available to BIPOC student applicants once accepted into their respective college of education program.
Kansas, as of May 2026
Kansas Teacher Service Scholarship
https://www.kansasregents.org/scholarships_and_grants
Merit-based service obligation scholarship for students pursuing bachelor’s degrees and currently licensed teachers pursuing endorsements in hard-to-fill disciplines or master’s degrees. Recipients sign agreements to teach one year for each year of scholarship support in Kansas. Eligible for up to ten semesters.
Kentucky, as of May 2026
KHEAA Teacher Scholarship Program
https://www.kheaa.com/web/scholarships-grants.faces#teacher
Up to $2,500 per semester for Kentucky students pursuing initial teacher certification at participating Kentucky colleges. Service commitment: one semester of qualified teaching service for every semester of scholarship received.
Louisiana, as of May 2026
Louisiana Geaux Teach Scholarship Program
https://mylosfa.la.gov/students-parents/scholarships-grants/louisiana-geaux-teach-program/
Scholarships for students enrolled in teacher preparation or alternate certification programs approved by BESE at Louisiana postsecondary institutions. Maximum annual award: $5,000.
Maine, as of May 2026
Educators for Maine Program
https://www.famemaine.com/maine_grants_loans/educators-for-maine-program-2/
Competitive, merit-based, forgivable loan for current Maine students pursuing careers in education or child care and planning to work in Maine after graduation. Loan amounts: $5,000 for undergraduates, $4,000 for graduates. Renewable for up to 8 full-time semesters (undergraduate) and 4 full-time equivalent semesters (graduate).
Educational Opportunity Tax Credit
Income tax credit for Maine residents making eligible education loan payments. For tax years beginning on or after January 1, 2013, the credit is refundable for STEM degree holders. Applies to Secondary Education and Teaching: STEM Concentrations ONLY if the degree is awarded on or after January 1, 2020.
Maryland, as of May 2026
Janet L. Hoffman Loan Assistance Repayment Program (LARP) and The Nancy Grasmick Teacher Award
https://mhec.maryland.gov/preparing/Pages/FinancialAid/ProgramDescriptions/prog_larp.aspx
Applicants must have earned a degree from a Maryland college, or a resident teacher certificate from MSDE. Science and math teachers are eligible.
Workforce Shortage Student Assistance Grant Program
https://mhec.maryland.gov/preparing/pages/financialaid/programdescriptions/prog_wssag.aspx
Sharon Christa McAuliffe Scholarship (Education): For students in approved teacher education programs leading to certification in critical shortage fields including chemistry, Chinese, computer science, earth/space science, ESOL, family and consumer sciences, mathematics, physical science, physics, Spanish, special education, and technology education. Award: $2,000/year at a Maryland community college full-time ($1,000 part-time); $4,000/year at a four-year institution full-time ($2,000 part-time).
Teaching Fellows for Maryland Scholarship
https://mhec.maryland.gov/preparing/Pages/TeachingFellowsMDScholarship.aspx
For students pledging to work as public school or public pre-K teachers in Maryland at schools where at least 50% of students are eligible for free or reduced price meals. Service obligation: 1 year per year of undergraduate scholarship received; 2 years per year of graduate scholarship received.
Massachusetts, as of May 2026
Incentive Program for Aspiring Teachers Tuition Waiver
https://www.mass.gov/info-details/incentive-program-for-aspiring-teachers-tuition-waiver#overview-
Provides a two-year tuition waiver at the resident rate at a state college or participating university campus for students entering a certification program in a teacher shortage field, contingent on two years of teaching in a Massachusetts public school after completing a bachelor’s degree.
Massachusetts High Demand Scholarship Program
https://www.mass.edu/osfa/programs/highdemand.asp
Open to students at Massachusetts public institutions pursuing a STEM or Health Professions degree. Check with your institution to see if your major qualifies.
Check the MA Office of Student Financial Assistance for the latest updates: https://www.mass.edu/osfa/home/news.asp
GFWC Education – Teaching Scholarship
https://www.gfwcma.org/scholarships.html
For Massachusetts high school seniors enrolling in a four-year accredited college or university in a teacher-training program leading to certification to teach.
Michigan, as of May 2026
⚠️ UPDATE: MI Future Educator Fellowship — renewable for up to 3 years (max $30,000 total)
The MI Future Educator Fellowship offers up to $10,000 per year toward tuition and required fees. Updated details: Recipients may receive up to 3 total years of Fellowship funding (maximum lifetime award of $30,000). A Commitment to Teach in Michigan Agreement is required. The 2025-26 application cycle is open — apply through the MiSSG Student Portal.
MI Future Educator Stipend
$9,600 stipend per semester for Michigan student teachers completing their required full-time student teaching experience in a Michigan public school. Applications for fall student teachers open May 1; for winter/spring student teachers, November 1.
AFT Michigan Rollie Hopgood Future Teachers Scholarship
https://aftmichigan.org/scholarships-grants/
Three scholarships named in honor of late state federation president Rollie Hopgood:
- Graduating Senior Scholarship — for seniors from AFT Michigan-represented high schools planning to become teachers
- AFT Michigan PSRP Scholarship — for dues-paying members enrolled in a teacher certification program
- AFT Michigan Member Scholarship — for sons/daughters of dues-paying members who are graduating seniors planning to become teachers
Minnesota, as of May 2026
Minnesota Teacher Shortage Loan Repayment Program
https://www.ohe.state.mn.us/mPg.cfm?pageID=2191
Provides student loan repayment assistance to teachers providing classroom instruction in a teacher shortage area in Minnesota. Applicants must hold a teaching license, be employed by a school district to provide classroom instruction, have outstanding qualified educational loan debt, and teach in a license field shortage area, a rural school district, or belong to a racial or ethnic group underrepresented in the Minnesota teacher workforce.
Minnesota Student-Teacher Grants
https://www.ohe.state.mn.us/mPg.cfm?PageID=2248
Awards of up to $7,500 for one term to eligible undergraduate and graduate students enrolled in Minnesota teacher preparation programs during their required 12-week-or-more student teaching experience. Two grants are available:
Minnesota Student Teachers in Shortage Areas Grant: For students intending to teach in a license shortage area or rural school district.
Minnesota Underrepresented Student-Teacher Grant: For students belonging to a racial or ethnic group underrepresented in the Minnesota teacher workforce.
Minnesota Indian Teacher Training Program
https://education.mn.gov/MDE/dse/indian/mnindtrain/index.htm
Provides scholarships to American Indian students pursuing any pre-K through grade 12 career in an educational setting. Currently offered at six participating institutions: Augsburg University, Bemidji State University, Fond du Lac Tribal and Community College, Moorhead State University, St. Cloud State University, and University of Minnesota Duluth.
Mississippi, as of May 2026
The Mississippi Excellence in Teaching Program (METP)
A collaboration between Ole Miss and Mississippi State to attract top-performing students into teacher education in secondary English, mathematics, and science, as well as elementary and special education. Each METP fellow commits to five years of teaching at a Mississippi public school after graduation. Scholarship includes tuition, books, and fees for up to four years plus additional stipends.
Mississippi Critical Shortage Area Incentives
Attracts qualified teachers to shortage areas (math, SPED, science, and foreign languages). Includes a moving reimbursement of up to $1,000. Requires district approval.
Winter-Reed Teacher Loan Repayment
For new teachers holding a valid standard five-year Mississippi educator’s license. Recipients can receive between $1,500–$6,000 annually. Priority given to teachers in geographical shortage areas. Second-year and third-year teachers are eligible to apply as renewal recipients.
Missouri, as of May 2026
Cochran Education Major Scholarship
$500 scholarship for a freshman, sophomore, or junior at a Missouri college or university who is a member of Missouri NEA Aspiring Educators currently enrolled in a Missouri teacher education program.
TEACH Missouri Scholarships
https://missouri.teach.org/services/scholarship
Several non-renewable $1,000 scholarships to aspiring educators applying for TEACH partner educator preparation programs.
Montana, as of May 2026
Quality Educator Loan Forgiveness Program
https://opi.mt.gov/Educators/Licensure/Educator-Recruitment-Retention
State-paid loan assistance for up to four years for newly hired educators in a “critical quality educator shortage area” at an “impacted school.” Continues for up to four years so long as the educator remains a full-time employee at an impacted school.
MREA Rural Educator Fellows Scholarship Program
https://mrea-mt.org/mrea-rural-educator-fellows-scholarship-program/
Student teacher candidates are matched with MREA member schools that may have a teaching position opening in the area the student teacher hopes to teach. Scholarship is at least $1,500.
Nebraska, as of May 2026
Attracting Excellence to Teaching Program (AETP)
https://www.education.ne.gov/educatorprep/aetp/
Forgivable loans of $3,000 per year for up to five consecutive years for eligible students enrolled in undergraduate or graduate teacher education programs in Nebraska. Loan forgiveness begins after the first two years of full-time teaching, with up to $3,000 forgiven per year (or up to $6,000 per year for teachers in very sparse school districts or schools where at least 40% of students qualify for the poverty factor).
Enhancing Excellence in Teaching Program (EETP)
https://www.education.ne.gov/educatorprep/eetp-current-teachers/
Forgivable loans for Nebraska teachers enrolled in a qualifying graduate program. Applicants must be certificated teachers employed at least half-time, enrolled in an eligible graduate program leading to a degree or added endorsement in a shortage area, and be Nebraska residents.
Nevada, as of May 2026
Teach Nevada Scholarships (TNVS)
https://doe.nv.gov/Educator_Effectiveness/Educator_Develop_Support/Teach_Nevada_Scholarships/
Up to $24,000 per scholarship. Recipients receive 75% for tuition, books, and fees; the remaining 25% is disbursed after five consecutive years of successful teaching in a Nevada public school. All awardees must agree to obtain an endorsement in either English as a Second Language or Special Education.
Kenny C. Guinn Memorial Scholarship
https://www.nevadatreasurer.gov/GGMS/GGMS_Requirements/
$5,000 given annually to four qualified Governor Guinn Millennium Scholars majoring in elementary or secondary education with the intent of teaching in Nevada (two in northern Nevada, two in southern Nevada).
New Hampshire, as of May 2026
David G. Kent NHTM Mathematics Education Major Scholarship
https://www.nhmathteachers.org/page-1733361
$1,000 scholarship for a New Hampshire high school senior (or NH resident) accepted at an accredited college or university who plans to enroll in the certification program for middle school or secondary mathematics education, elementary education, or mathematics with the intent of becoming a mathematics teacher.
New Jersey, as of May 2026
New Jersey Teacher Loan Redemption Program
https://www.hesaa.org/Pages/NJTLRP.aspx
For teachers in high-need fields in eligible New Jersey schools. Loan redemption of 25% of principal and interest of eligible student loan expenses per year for up to four consecutive years, not exceeding $5,000 per year ($20,000 total maximum).
New Mexico, as of May 2026
https://hed.nm.gov/financial-aid/scholarships
➕ NEW: New Mexico Teacher Loan Repayment Program
https://hed.nm.gov/financial-aid/loan-repayment-programs/teacher
New Mexico offers licensed teachers up to $6,000 per year in student loan repayment in exchange for a two-year teaching commitment in a New Mexico school. The program gives priority to teachers in STEM, career technical education, bilingual education, early childhood education, special education, and schools serving students from low-income families. Recipients may renew every two years if they continue to meet eligibility criteria. The program can also be used in conjunction with federal Teacher Loan Forgiveness. Applications typically open June 1 each year. In 2024, Governor Lujan Grisham approved $5 million for this program; the FY2026 appropriation was $4.92 million.
Grow Your Own Teachers Program
https://www.educationiscallingnm.org/
Scholarship for school employees who want to attend a public post-secondary institution in New Mexico to earn a bachelor’s degree in education. Helps defray tuition, fees, books, and course supplies. The program was expanded to include licensed teachers pursuing master’s degrees.
Teacher Preparation Affordability Scholarship Program
For eligible New Mexico students attending and completing an accredited public education department-approved teacher preparation program at a New Mexico public postsecondary institution or tribal college. Covers tuition, fees, books, course supplies, and living expenses. In 2024, funding was increased to $5 million. The scholarship is renewable every two years. Students may combine this scholarship with the New Mexico Opportunity and Lottery Scholarships to potentially pursue a teacher education degree debt-free.
Teach New Mexico Scholarship
https://newmexico.teach.org/services/scholarship
New Mexico Teacher Residency Program
https://web.ped.nm.gov/bureaus/educator-quality/educator-pathways-bureau/teacher-residency/
Teacher residency is a rigorous paid guided apprenticeship where qualified residents work alongside a mentor educator while simultaneously completing rigorous coursework at an approved Education Preparation Program (EPP). A Teacher Resident receives a stipend of no less than thirty-five thousand ($35,000) yearly which is distributed to them by the EPP.
New York, as of May 2026
NYS Teacher Loan Forgiveness Program
⚠️ Note: This program is no longer accepting applications as of 2025. Up to $5,000 per year for up to four years (maximum $20,000) was available for teachers in hard-to-staff districts or shortage subject areas in New York State. Check the HESC website for any future program reinstatement.
Masters-in-Education Teacher Incentive Scholarship Program
https://hesc.ny.gov/find-aid/nys-grants-scholarships/masters-education-teacher-incentive-scholarship
Full-tuition scholarship for a master’s degree at SUNY or CUNY for eligible students.
North Carolina, as of May 2026
North Carolina Teaching Fellows
https://myapps.northcarolina.edu/ncteachingfellows/about/
Study at one of eight select educator preparation programs and receive up to $4,125 per semester in financial aid. Must be committed to teaching in special education or a STEM field in a NC public school.
Dottie Martin Teachers Scholarship
https://northcarolina.teach.org/aid/dottie-martin-teachers-scholarship
$500 award for applicants well-advanced in a teacher preparation program with an established career plan for teaching in North Carolina. Recent high school graduates are not eligible.
Forgivable Education Loans for Service (FELS)
https://www.cfnc.org/pay-for-college/apply-for-financial-aid/forgivable-education-loans-for-service/
Financial assistance to students in an approved education program committed to working in critical employment shortage professions in North Carolina. Administered by the NC State Education Assistance Authority.
North Dakota, as of May 2026
North Dakota United Foundation Scholarships
https://www.ndunited.org/who-we-are/ndu-foundation/grants-scholarships/
Multiple scholarships available:
- NDU Education Scholarship: Multiple individual $750 scholarships for students pursuing an undergraduate degree in education
- Ron & Ann Anstrom Scholarship: Assists individual English, math, or science instructors in improving their qualifications through graduate-level coursework
- NDU Foundation Ethnic Minority Scholarship: At least two $750 scholarships for minority students preparing to teach (special consideration to tribal college students)
- Cindy & Gary Rath Education Scholarship: Multiple individual $500 scholarships for NDU student members or ND resident NEA/AFT student members pursuing an undergraduate degree in education (preference to Dickinson State or Valley City State University students)
- Horace Mann ND Agents Graduate Education Scholarship: Assists NDU members improve qualifications through graduate-level coursework
Ohio, as of May 2026
Choose Ohio First Programs
https://highered.ohio.gov/initiatives/affordability/choose-ohio-first/cof-overview/cof
The Ohio Department of Higher Education funds Ohio colleges and universities to provide scholarships in innovative academic programs, including eligible STEM and STEM education fields.
Ohio Education Association Scholarships
- ESP Aspiring Teacher Scholarship
- Jean Kershaw Scholarship
- John F. Kennedy Scholarship
- Marilyn Cross Scholarship
Oklahoma, as of May 2026
Oklahoma Teacher Shortage Employment Incentive Program
https://okhighered.org/otc/tseip/
Reimburses eligible student loan expenses or pays an equivalent cash benefit to teachers trained in Oklahoma who have teaching certificates in math or science and agree to teach in an Oklahoma public secondary school for at least five years.
Oklahoma Future Teachers Scholarship Program
https://okhighered.org/otc/inspired-to-teach/
Incentive scholarship for teachers in critical shortage areas in Oklahoma public schools.
Oregon, as of May 2026
Oregon Teacher Scholars Program
https://oregonstudentaid.gov/grants/oregon-teacher-scholars-program-grant/
Note (2025–26): Due to high demand exceeding available funding, no Spring 2026 awards were granted. Check the Oregon Student Aid website for updates on future cycles. The program provides up to $10,000 per school year for eligible candidates who are culturally or linguistically diverse and pursuing preliminary teaching licensure in Oregon. A second year of funding may be available depending on funding.
Crowley Family Scholarship
For graduates of a Medford, Oregon high school pursuing a degree in teaching. Preference for female students who demonstrate strong work ethic and community service. Apply through the OSAC Scholarship Application at oregonstudentaid.gov.
H. Margaret Kolouch Scholarship
https://www.cappex.com/scholarships/h-margaret-kolouch
For first-generation college attendees pursuing careers in accounting, actuarial science, engineering, math teaching, or science at Oregon public and nonprofit institutions. Apply at: https://oregonstudentaid.gov/scholarships/
Teacher Education Scholarship
https://www.oregonpta.org/programs/teacher-education-scholarship
One-time award of $500 for Oregon residents studying for a teaching degree at an Oregon public college or university. Not renewable, but recipients may re-apply in subsequent years.
Pennsylvania, as of May 2026
Lucy Valero Scholarship
https://www.psea.org/for-members/member-resources2/awards-grants/
Scholarships for outstanding Pennsylvania college and university students enrolled in accredited teacher preparation programs, and for high school students who are members of the Future Educators Association. Applicants must be members of Student PSEA or Future Educators Association.
Rhode Island, as of May 2026
None at this time.
South Carolina, as of May 2026
SC Teacher Loan Programs & Forgiveness
https://scstudentloan.org/school-loans/sc-teacher-loan-programs-forgiveness
- SC Teachers Loan and Career Changers Loan for residents interested in teaching or changing careers into teaching
- SC PACE Loan for individuals participating in the SC Program of Alternative Certification for Educators
- SC Teacher Loan Forgiveness for borrowers who received a Teachers Loan, Career Changer Loan, or PACE Loan who teach in critical geographic and/or subject areas in SC public schools
SC Teaching Fellows Program
https://ed.sc.gov/newsroom/scholarships/sc-teaching-fellows-program/
Recruits talented high school seniors into teaching and develops leadership qualities. Up to 200 fellowships per year. Award: up to $6,000 per year for four years, including $300 per year for summer enrichment.
South Dakota, as of May 2026
Critical Teaching Needs Scholarship
https://www.sdbor.edu/student-information/scholarships/CTNS/Pages/default.aspx
Encourages South Dakota high school graduates to pursue postsecondary education in South Dakota for teaching and to remain in the state. Recipients must agree to work in a critical need teaching occupation in South Dakota for five years after graduation.
SDEA Scholarships
https://www.sdea.org/why-join-the-sdea/grants-scholarships
- Gordon Horgen Scholarship: Up to four $750 scholarships annually for Native American high school seniors or college sophomores planning to enter the teaching profession
- Ramia Boersma Scholarship: Up to three $750 scholarships annually for outstanding students planning to enter the teaching profession
Dakota Corps Scholarship Program
https://www.sdbor.edu/dakotacorps/Pages/What-is-Dakota-Corps.aspx
For undergraduate students in a program preparing them for a critical need occupation. Recipients must agree to work in a critical need occupation in South Dakota after graduation for as many years as the scholarship was received, plus one year.
Tennessee, as of May 2026
Minority Teaching Fellows
***CURRENTLY NOT BEING FUNDED***
$5,000 per year for minority students pursuing teacher certification at an eligible Tennessee college or university.
Tennessee Education Association Scholarship Fund
https://tnea.org/how-we-help/instructional-advocacy/scholarships-and-awards
Multiple scholarships available:
- STEA Member Scholarship: One $2,000 (STEA president), one $1,500, and two $750 scholarships for STEA members. Deadline: March 1.
- Sons and Daughters Scholarship: One $1,000 for a TEA member’s child (high school senior, undergraduate, or graduate) planning to major in education. Deadline: March 1.
- Future Teachers of America Scholarship: One $1,000 for a high school senior planning to major in education. Deadline: March 1.
- Johnella Martin Memorial Scholarship: One $1,000 for a minority high school student planning to major in education. Deadline: March 1.
- Al Mance Memorial Scholarship: One $1,000 for a male ethnic minority undergraduate or graduate student at a Tennessee college preparing to become a teacher. Deadline: March 1.
- Graduate Scholarship: One $1,000 for a graduate student. Deadline: March 1.
Texas, as of May 2026
⚠️ UPDATE: Teach for Texas Loan Repayment Assistance Program — Award increased to $7,000
https://www.hhloans.com/teach-for-texas-loan-repayment-assistance-program/
Recruits and retains certified classroom teachers in shortage fields and communities. Updated for 2025–2026: The maximum annual assistance amount is now $7,000 (previously $2,500). Teachers may be eligible for loan repayment assistance for a maximum of five years. The next application period will open spring 2026.
Designated critical shortage fields for 2024–2025:
- Bilingual/English as a Second Language (Grades PK–12)
- Career and Technical Education (Grades 7–12)
- Technology Applications and Computer Science (PK–12)
- Special Education (Grades PK–12)
Critical shortage fields are reviewed annually.
Charles Butt Scholarship
Up to $8,000–$10,000 in annual funding for up to four years, plus professional development, mentorship, and participation in a statewide aspiring teachers network.
Tom Joyner Foundation Scholarship
https://tomjoynerfoundation.org/scholarships/
For students interested in pursuing a teaching degree in STEM or Early Childhood Education at Texas HBCUs. Open to all students regardless of race and residency status.
Beginning Teacher Scholarship
https://trtf.org/TRTF/TRTF_INITIATIVES/BEGINNING_TEACHER_SCHOLARSHIPS/
The Texas Retired Teachers Foundation (TRTF) awards $750 scholarships to college seniors earning an undergraduate degree at a Texas university or college, or first-year public-school educators. Reimburses certification test costs and provides funds for first-year classroom materials. Check the TRTF website for the current year’s award count.
TEACH Scholarships
https://houston.teach.org/services/scholarship | https://dallasftworth.teach.org/services/scholarship
TEACH for Houston, TEACH DFW, Future Black Teacher Scholarship, and Future Latinx Teacher Scholarship each offer $1,000 to future educators applying to TEACH partner educator preparation programs.
Utah, as of May 2026
Terrel H. Bell Education Scholarship
Up to the cost of resident tuition, fees, and books, for up to four consecutive years at public or private Utah higher education institutions offering approved programs. Priority is given to first-generation students and those intending to teach in a high-need area. Eligibility requires declaring an intention to earn a degree in an approved program, committing to teach in a Utah public school after graduation, and completing a FAFSA.
Vermont, as of May 2026
Alicia Shanks Memorial Scholarship
https://www.vsac.org/sites/default/files/uploads/pdf_resources/Scholarships_Booklet.pdf
For current college sophomores, juniors, or seniors seeking a bachelor’s degree in elementary or secondary education. One or more scholarships up to $1,000 each.
Richard Clark Teacher Diversity Scholarship
https://www.vsac.org/sites/default/files/uploads/pdf_resources/Scholarships_Booklet.pdf
Supports BIPOC and/or multilingual students who intend to become teachers. Maximum of 6 scholarships: up to $1,500 for undergraduate freshmen/sophomores, up to $2,500 for undergraduate juniors/seniors, and up to $3,500 for graduate students.
Virginia, as of May 2026
Virginia Teaching Scholarship Loan Program (VTSLP)
Up to $10,000 per academic year for students enrolled full-time or part-time in an approved undergraduate or graduate teacher education program preparing to teach in one of Virginia’s critical shortage areas. Recipients must teach full-time in Virginia public schools for at least two years after becoming eligible for a renewable teaching license.
Washington, as of May 2026
University of Washington College of Education Scholarships
https://education.uw.edu/admissions/scholarships
Numerous awards and scholarships for graduate and undergraduate students studying education or studying to be teachers.
Washington State University College of Education Scholarships
https://education.wsu.edu/students/scholarships/ | https://financialaid.wsu.edu/scholarship-search/
Washington State Educator Workforce Program
Includes options for current teachers, student teachers, paraprofessionals, and non-educators entering teaching. Most are conditional scholarships for shortage areas in Washington K-12 public schools.
- Educator Retooling Conditional Scholarship: Up to $3,000 per shortage area endorsement add-on for Washington-certified educators. Applications accepted on a rolling basis.
- Teacher Shortage Conditional Scholarship: Up to $8,000 per year for up to four years toward earning a Washington Residency Teacher Certificate.
- Alternative Routes Conditional Scholarship: Up to $8,000 per year for up to two years through alternative route teacher certification programs.
West Virginia, as of May 2026
Underwood-Smith Teacher Scholarship Program
https://www.cfwv.com/financial-aid/underwood-smith-teaching-scholars/
$10,000 per year for up to four years for graduating high school seniors or recent graduates committed to teaching in West Virginia’s public schools in an area of critical need. After college, scholars must commit to five years of teaching in a West Virginia public school in a critical need area.
Underwood-Smith Teacher Scholarship Loan Assistance Program
https://www.cfwv.com/financial-aid/u-s-teacher-loan-assistance/
For certified West Virginia teachers teaching full-time in a subject area or geographical area of critical need. Up to $3,000 annually, not to exceed $15,000 total. Service: two years of full-time teaching in a WV public school critical need area per year of loan assistance.
Dr. Joseph C. Basile, II Scholarship
For students at any West Virginia college or university pursuing a degree in education who demonstrate financial need. Apply at: https://tgkvf.org/scholarship-information/
Wisconsin, as of May 2026
Wisconsin Teacher Loan Program
https://heab.state.wi.us/programs.html#loans
Educational loans of up to $10,000 per year (maximum $30,000 total). 100% forgivable if all forgiveness criteria are met. Managed by the Higher Educational Aids Board (HEAB).
Wisconsin Minority Teacher Loan Program
https://heab.state.wi.us/programs.html#loans
For minority undergraduate sophomores, juniors, or seniors enrolled in a teacher licensure program at an independent or University of Wisconsin institution. Up to $10,000 per year (maximum $30,000 total). Following graduation, recipients must teach in a Wisconsin school district with at least 40% minority enrollment. For each year meeting forgiveness criteria, 25% of the loan is forgiven.
Arne Engebretsen Memorial Scholarship for High School Students
https://www.wismath.org/site_page.cfm?pk_association_webpage_menu=10667&pk_association_webpage=22194
$2,000 for a Wisconsin high school senior planning to major in mathematics education or have a mathematics concentration at the elementary or middle level.
Sister Mary Petronia Van Straten Scholarship for Pre-Service Teachers
https://www.wismath.org/site_page.cfm?pk_association_webpage_menu=10667&pk_association_webpage=22195
$2,000 for Secondary Mathematics Education Majors or Elementary Majors with a concentration in mathematics.
Jane Howell Aspiring Educator of Color Fellowship
https://www.wismath.org/site_page.cfm?pk_association_webpage_menu=10667&pk_association_webpage=22196
$2,000 for a student of color currently enrolled in a Wisconsin university or college who intends to teach mathematics in a racially diverse environment.
Wyoming, as of May 2026
None at this time.
Federal/Nationwide Programs, as of May 2026
Federal Loan Forgiveness Programs overview: https://studentaid.gov/articles/teacher-loan-forgiveness-options/
Teacher Loan Forgiveness Program
https://studentaid.gov/manage-loans/forgiveness-cancellation/teacher
Teach full-time for five complete and consecutive academic years in a low-income school or educational service agency and you may be eligible for forgiveness of up to $17,500 on your Direct Subsidized and Unsubsidized Loans and Subsidized and Unsubsidized Federal Stafford Loans.
TEACH Grant
https://studentaid.gov/understand-aid/types/grants/teach
Provides grants of up to $4,000 a year to students completing or planning to complete coursework needed to begin a career in teaching. Note: Due to federal sequestration, grants first disbursed on or after October 1, 2020 and prior to October 1, 2026 are reduced by approximately 5.7% from the approved award amount. Important: If the service commitment (four years of full-time teaching in a high-need field at a low-income school) is not fulfilled within eight years of ceasing enrollment, the grant is converted to a Direct Unsubsidized Loan with interest accrued retroactively.
Perkins Loan Forgiveness
https://studentaid.gov/manage-loans/forgiveness-cancellation/perkins
If you have a Federal Perkins Loan, you may be eligible for cancellation for full-time teaching at a low-income school, for teaching special education, or for teaching in certain subject areas.
Note: The Federal Perkins Loan Program has ended — no new Perkins Loans have been made since September 30, 2017 — but previously issued Perkins Loans remain eligible for cancellation under this program.
Public Service Loan Forgiveness Program (PSLF)
https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service
PSLF forgives the remaining balance on your Federal Direct Loans after 120 qualifying payments (approximately 10 years). Does not require teaching at a low-income school — only requires employment by a qualifying employer (such as a public school district). Note: In October 2025, the administration finalized updated PSLF rules granting the Education Department new authority to exclude certain employers from the program. Review current eligibility at the Federal Student Aid website.
ACS-Hach Scholarships
- ACS-Hach Second Career Teacher Scholarships: For working chemists pursuing a teaching career at the secondary or postsecondary level
- ACS-Hach Post-Baccalaureate Teacher Scholarships: For recent graduates, graduate students, and post-doctoral professionals with limited work experience pursuing a teaching career at the secondary or postsecondary level
- ACS-Hach Land Grant (Undergraduate) Teacher Scholarship: For undergraduate students selected by partner universities based on interest in and aptitude for teaching chemistry
Knowles Teaching Fellows Program
https://knowlesteachers.org/teaching-fellowship/teaching-fellows-program
Grants to cover expenses associated with purchasing classroom materials and professional development, with up to half of allocated funds available as annual stipends (to reduce debt, or to support fellows over summer months). The Fellowship is now a four-year program (updated from five years as of 2026). Stipend and grant amounts may vary annually.
Robert Noyce Teacher Scholarship Program
https://www.nsfnoyce.org/project-locator/
NSF funding to institutions of higher education to provide scholarships, stipends, and programmatic support to recruit and prepare STEM majors and professionals to become K-12 teachers. Recipients must complete two years of teaching in a high-need school district for each year of support. Each project institution accepts its own applicants — use the Noyce website to find an institution near you.
Science, Technology, Engineering and Math (STEM) Teachers for America’s Future — Graduate Scholarships
https://www.afcea.org/stem-teacher-scholarships
Competitive scholarships of $2,500 each to students actively pursuing a graduate degree or credential/licensure for the purpose of teaching STEM subjects at a U.S. school in grades K-12. Undergraduate students are ineligible. Expected graduation/completion date cannot be in the year the scholarship is awarded.
Applegate-Jackson-Parks Future Teacher Scholarship
https://nilrr.org/resources/applegate-teacher-scholarship-application/
One $1,000 scholarship annually for undergraduate and graduate students majoring in education at institutions throughout the United States, including current teachers pursuing an advanced education degree.
Teacher Next Door Program
https://www.teachernextdoor.us/Teachers
All classroom teachers, Pre-K through 12, may purchase any home on the market through this program. Benefits include grants up to $9,000 to assist with closing costs and additional down payment assistance up to $24,000.
Educators Rising Scholarship
One-time and renewable awards ranging from $500 to $4,000 from the PDK Educational Foundation for Educators Rising members.
Barbara Lotze Scholarship for Future Physics Teachers
For undergraduate students enrolled (or planning to enroll) in physics teacher preparation curricula, and high school seniors entering such programs. Up to $3,000 per year, renewable for each of four years. Includes complimentary AAPT Student Membership.
Edward G. and Helen A. Borgens Secondary Teacher Scholarship
One-time award up to $1,500 for one student who is 25 years of age or older, studying to teach at the secondary school level, with at least a 3.5 GPA, at least a college sophomore, attending or planning to attend an accredited college or university.
SPS Future Teacher Scholarship
$2,500 annual award for an SPS member participating in a teacher education program who plans to pursue a career in physics education. Awarded to undergraduates based on scholarship, SPS participation, and teaching experiences.
Mathematics Graduate Course Work Scholarship
Up to $3,200 for full-time classroom teachers working at the required grade level to pursue graduate courses to improve mathematics content knowledge. Number of awards varies annually.
Study.com Scholarship for Future Teachers
$1,000 for any undergraduate or graduate student pursuing a degree to become a teacher.
Page last updated: May 2026. For corrections or additions, email drew.isola@gmail.com